Buying

Lisa Alyn Franklin, TN Real Estate Agent Headshot

Lisa Alyn

Your Buyers Agent

Lisa’s single focus is you and your family’s needs, is of utmost importance. Whether relocating from across town, state, or a global move, it can have a huge impact. Having an agent who is looking out for your needs along the way is crucial. Lisa and her team are here to help you in all aspects of your move and finding our dream home.

As your Buyer Agent, Lisa will work closely with you every step of the way, including securing financing to help you find your favorite communities, and homes that will best suit your needs. No matter which point you are at in your journey, we will help you navigate through the details in helping find your dream home, negotiating the deal – simply put – from contract to close, through the move until you are settled in your new home. Lisa and her team are here to serve you along the way.

Finding the perfect home can often feel like a needle in a haystack. Lisa has created a website to help you define your search with ease. It’s a vast amount of market research and it’s for your benefit.

Preparation

A Position of Power Is a Buyer Who Has a Pre-qualification Letter in Hand!

When a seller is considering two or more offers- it’s not always the offer price that wins the deal- it’s the strength of the offer; your pre-qualification letter will show the seller you are ready to buy! Pre-approval for a loan position you to act quickly when you find the home you want.

main

Title

Title Company

You will need to select a title company, which acts as a neutral third party holding all instruments necessary to the sale, including funds and deed. The title company will also research the complete recorded history of the property to insure that the title is free and clear of encumbrances by the date of closing and that all new encumbrances are properly added to the title – click here for a list of our personal favorites.

How to Hold Title

Consult with an attorney or tax adviser on the best way to hold title. Different methods of holding title have different legal, estate, and tax implications, especially when selling or upon death of the title holder.

Navigating the Closing Process

STEPS TO CLOSE

Contract to close covers every step from purchase to closing and helps buyers and sellers to comply with contractual obligations. Usually, it covers all items including Purchase Contract, Counter offers, Request for repairs, disclosures and inspection reports, as well as escrow documents and tasks.

main

Inspections

Once your offer is accepted by the seller, you’ll want to have professional inspectors evaluate your home. We can recommend which inspections your property will need and how to select a proper inspector.

Appraisal and Lending

Your lender will let you know if and when additional documents are needed to approve your loan application. They will send an appraiser out to the property. Appraisers are specialists in determining the value of properties based on a combination of square footage measurements, building costs, and recent sales of comparable properties. 

Insurance

Your lender will require that your new home be insured. Give me a call for my recommendations. 

main

Final Inspection

A few days before you take over the property, we’ll do one last inspection – the “walk through” – to make sure everything is in order.

Utilities and Services

Click here to see our directory of area utilities and services

Closing Escrow

  • You will have to transfer the utilities and services of the house over to your own name, effective the day you take possession of the house.
  • When your transaction is nearly completed, the title company will provide you with a “closing statement” that details all of the financials of your home purchase. As the last step in the buying process, the title company will have you sign the final documents, including loan documents (“deeds of trust”). When everything is complete, the title company will record the transaction for you at the County Assessor’s Office, and you will become the official new owner.

Virtual Home Buying Steps

Unlocking Your Dream Home

Lisa will set up a consultation to get to know you and your housing needs. She will put a plan in place to assist you in finding your dream home.

Lisa’s team will use their expertise to search for homes with a customized home search. Her website is designed to make your home search a breeze.

Whether it’s an online tour or FaceTime, we will walk through each home with you and answer questions as we go.

Signing is simple with electronic signatures. Once signed, you will automatically be emailed a copy of the document. It’s safe and secure.

Home inspections will be sent to you with a detailed report including photos and descriptions. This will allow you to know the ins and outs of the property. Lisa will also review all inspections with you.

No need to come to our office. Your closing documents will be delivered so you can sign them safely. Congratulations, your keys are on the way! 

Work With Lisa

Lisa's dedication, hard work, and endless energy translate into tangible results for her clients. Whether you're buying or selling, she has the skills and determination to help you achieve your real estate goals.

Follow Lisa on Instagram